You have lovely colors on this one, Stuart. Your EXP looks good. I see some white marks above (or below as the case may be) of the reflection of the head. Not sure if they were caused by the ripples or PP. Not sure about the placement of the BNS in the middle. Wonder if a vertical might have worked here.
I love the colors in the water, exposure and sharpness look good. I would think about getting rid of the white spots center right. I really can't decide about the crop.