I like the reflection of the green bokeh on the water and the way the head melts into the brown portion of the background. The circular wave of the water looks nice too as do the contrast bands on the birds neck. I wish the eye had a tad more punch but a unique shot overall and pleasing to my eye.
Cool pose, I also like the angle, calm water and sharpness. I'm not sure if including the entire reflection would add to it. If it were mine, I might raise the midtones a bit since some of the blacks are blocked and to get some more separation between head and BG.
Good point about the brightness. It seems very monitor dependent. Despite them all being calibrated, the image seemed to have brighter midtones on my NEC than on my iMac at work. I did the work on the NEC.
Here is a tweaked version with midtone adjustment.
I also must admit that I tend to like slightly darker images as a rule.
The repost looks much better on my 24'' ACD. According to the histogram the blacks are still partially blocked, I'm wondering if this is due to jpg conversion.
Randy, your final version takes the prize. I like the angled head, together with the Loon's colours. Sharp, and the complimentary colour of the water works well.