Thanks for the reply. I was sure somebody would (rightly) mention 'Blame the Equipment.' I read it when I was first getting into photography. I really didn't come off as whining about gear. Everybody's got gear they'd love to have. I'm looking at the question from a mechanical and financial viewpoint. That is to say, I know what tools I need, and is it possible to make the investment pay off. Obviously it is, or we wouldn't have professional photographers.
I guess I feel like an artist missing a couple essential brushes from his bag.
I have been looking at older used lenses on ebay. At this point, I'm not sure that I can live without a meter, which limits my selection to AF and newer lenses. I'll just keep saving my pennies and get there eventually. And, heck, if
Stefano Unterthiner can shoot wild life with a 20mm, so can I.
Thanks for the kind words about the photo, as well. I think f/16 would have gotten the wing, but I also am tempted to say that some of it's motion blur, as she was hanging precariously off that flower.